top 10 casinos in world

here is the crisp and updated list of the top 10 best casinos in the world which all of us admire to visit once in a life time.

Facing Your Debts: Where to Start This New Year

A new year usually calls for a fresh start. Some of us take the brand new year's inspiration to get back on our fitness journey or a project that had been taking the back seat the previous year. Some are determined to take the necessary steps to become more financially stable, such as planning to be debt-free soon.

If you plan to manage your debts – that is, eliminate most of them soon – then you are already on the right track. Setting your mind to it is the first step and an important one.

Image courtesy: Mikhail; source: https://www.pexels.com/photo/couple-calculating-all-their-bills-6964107/

Here are some debt reduction strategies to get started and become debt-free.

Revisit your budget

Re-examine your budget and see in which areas you can make some cuts. Are you paying for too many subscriptions? Choose between Netflix and Disney+ for now. Is your phone plan still working for you? It may be time for a little downgrade. Move around these funds and put them in your "debt-free dream fund." These short-term sacrifices will pay off in the end. On the other hand, you can also increase your income by looking for a side hustle. 

Pay more than the minimum

Now that you've moved around funds in the budget, you can make small steps in paying off your debts. Start by paying more than the minimum payments for your credit card debts and loans. For example, you have a $20,000 credit card balance with a 16% APR and the minimum payment is $600. If you make the minimum payment every month, it will take 45 months to pay off the debt.

You'll pay a total of $6,627 in interest. If you increase your monthly payment to $700, you will only need 37 months to pay off your balance and only pay $5,345 in interest. There are credit card payoff calculators online that you can use to determine this. 

Try the snowball method

Some people try the snowball method to avoid getting overwhelmed with paying different kinds of debt simultaneously. In the snowball method, you must pay the minimum payment for all debts except for the smallest one. Get started on the debt with the smallest balance.

Pay it off as fast as possible, and you do the same to the next smallest balance when you're done with it. This way, you see the progress immediately and motivate yourself to keep going. After all, an excellent way to continuously motivate yourself is to get "rewards" – and a paid-off debt could be the reward your brain needs to keep paying off debts fast. 

Consolidate your debts

Another way to manage your debts and save money on interest is to refinance your debt. One way to do this is to take a debt consolidation loan. A debt consolidation loan is a personal loan with a lower interest rate than your current debts. The idea is to use the debt consolidation loan to pay off all your existing debts, leaving you with more predictable monthly payments and just one loan term.

You may also consider transferring your debt to a balance transfer card if you have credit card debt. Banks usually charge zero interest for these balance transfer cards for a specific period – usually six to 18 months. 

Use windfalls to pay off debts

We usually use unexpected sums of money, such as inheritance and bonuses, to splurge on ourselves, and there's nothing wrong with that! However, a little sacrifice will go a long way if this year is about becoming debt-free. Commit these windfalls to pay off your debts, so you can build momentum and eventually be debt-free sooner than planned. You will thank yourself later.

Get credit counseling

There's nothing wrong with seeking help. Some credit counseling agencies can give valuable advice on managing debts, and organizing your budget, offer you workshops and educational materials, and assist you in making a plan to repay your debts. Do your research and look for counselors who only charge in advance to give you any help first.

Also, look for ones that offer a wide range of counseling services, such as budgeting, debt management classes, and workshops. Last but not least, make sure that an outside organization accredits them. The U.S. Trustee Program has a list of credit counseling organizations. 

Bottom line

Congratulations! You have taken the first step in facing your debts this year. Reading through this list of tips means you are willing to start. It can be challenging to get out of debt, especially if you have a lot. The information above helps you devise a plan and take steps toward a debt-free future.

Article Author: This post was contributed by Bash Sarmiento to help you reduce your debts and make your progress towards financial freedom.

Bluehost Website builder for making attractive websites easily

If you are new to website building but want to take your business to next level by gaining customers from the ever growing internet and social media then Bluehost website builder is your answer to get things done without any hassle in affordable rates that wont break your bank but will fill your pockets with money from new customers you will get every day after making a good looking website using Bluehost website builder on WordPress platform with fast hosting for every website.

With blue host smart AI assistance in website builder you can do a lot for your WordPress website without touching the code and messing in uncharted water of website backend. website builder comes with over 1000 different layout options to match your layout taste of website easily.

it ensures that your website looks fabulous on all device types including smartphones, laptops and tablets without anything breaking to make the user experience good for end user.

you will get exposed to infinite useful plugins and other tools for using on your website for expanding and doing experiment with new things like email marketing, SEO etc. to make your website stand out on internet with Bluehost services including its website builder and expert support from its qualified staff which makes your website making process effortless like breeze.

It comes with hosting plans which are very attractive price wise and packed with features that you wont get anywhere else to make top class websites without any issues and get going with your business to reach acme and keep your competitors in dark waters.

Website builder hosting plans

Hosting plans can be tricky to understand and purchase as it has lot of different features under different plans but Bluehost makes its clear and simple to check all features in different builder plans and buy easily with click of a button to get started easily without unwanted hassles at prices that would be less than other providers on internet and won't punch a hole in your pocket.

so without any further delay take a look at the plan chart shared below to see which fits best your your ambitions and pocket to make a lovely website for your website which would bring in a queue of new customers for your products and services making your a successful professional in long run with good track record.

Features

Bluehost as company has never left any stone unturned when it comes to offering variety of features and new services which would make your website building and hosting experience with them top notch without any problems.

the website builder also comes with lots of features which would help you make your website fast and good looking without breaking the sweat. some of them are listed below

Easy custom css

you can add and manage your own css rules and scripts for various cosmetic changes on your websites easily from the builder dashboard itself thus eliminating the need to access theme code and go to the core files for making changes.

Stock image library

its one of my favorite in website builder features as we all know how expensive it can get when we buy images to use on our website but with blue host website builder you will get full access to countless good quality and relevant images for our website for free to use and impress our audience to leave an impact of them before they buy our world class product.

Live editing

with Bluehost website builder you get liberty to view your changes on website as you do them in real time before you publish them for end users. isn't it great to get fix things in real time before the user knows it, it definitely is as it saves our time and make out website look beautiful for users to purchase our products and services without any hassle after getting full information out on our website easily.

Quality templates

you can make and generate custom templates to make your website stand out from the other in the vast world of internet. it is very easy to select various plugin and features and generate your own unique template in builder interface else you can also upload your own and use it on your website.

custom fonts

you get options to choose from large variety of fonts to apply on your website text in different section to make it more appealing to the end users. if you have your own font then you can also upload and use in on your website easily with Bluehost website builder.

commendable hosting services

the Bluehost hosting is known world wide for its reliability for best services and accountability to customer giving them value for each penny spent taking Bluehost hosting services. you will get 100% up time guarantee with servers spread across the world from which you can choose as per your preference and website targeting country for blazing fast website load speeds.

To keep your website secure Bluehost also provides free SSL to all its websites, after all secure internet is everyone's equal responsibility and Bluehost knows it well.

Support

we all know how much good guidance and support from someone experienced matters when we are starting something new and same is with a new website but here when you make your mind to use Bluehost website builder and its hosting services you got covered for full support any time of the day from the Bluehost professionals with decades of experience in hosting and internet industry to hold your hand and help you make a stunning website which everyone in your company and customers will like.

Besides incredible features you also get 24/7 support from industry experts via instant chat window and phone number 8884014678 for any and all kinds of issue which you might face while building your website with Bluehost website builder.

you can also send them email directly to explain your issues and get quick answers with problem solving details in time less than you would require making a quick burrito snack in kitchen

support resources and FAQ section on Bluehost website is also a knowledge hub which you can access and get most of your queries answered in less time with the detailed articles and answers given by Bluehost experts.

Tip: If you want to know more Bluehost website builder plan from Bluehost experts then checkout webinar video given below as it would clear all your doubts and help you make the decision right now for better ad prosperous future.

Conclusion

If you want to become a industry veteran in your field and make your services and product reach every corner of the world via internet then Bluehost website builder is the answer to get things done easily and make your brand trusted across the world over internet with your website made with Bluehost website builder.

Upon using website builder i found that its usage is as easy as making 2 minutes noodles in kitchen, you just need to unleash your creative instincts and let your fingers run wild on keyboard to bring your vision in mind to reality while making your new website with Bluehost website builder.

so go ahead and start your journey to success and sign up now for Bluehost website builder hosting plan here with massive discount and take the first step towards acme for bright future for you and world with your great products and world class services reaching far and wide.

To get started all you need to do is purchase the hosting plan from here and add your domain and get blue host website builder installed automatically and then you can start editing your websites via drag and drop features and then add content to make it look stunning as per your liking.

FTC Disclosure: if you buy and sign up for Bluehost hosting website builder plan from above shared links in post then i may get some referral commission at no additional cost to you to run this site with your support. Thanks

top 7 black friday and cyber monday hosting deals discounts 2021

Hi, friends here comes the best top 7 black Friday and cyber Monday hosting discounts of 2021 to help you save more on hosting deals this festive season.

Cyber monday and black friday are the 2 days in the year on which you get the hefty discounts on hosting services which are unmatched by any other hosting deals and offers throughout the year. The prices fall up to 90% flat on many hosting services.

Here I have picked and listed some of the best hosting services which I found on the internet for you to get heavy discounts to save more and enjoy more with your family this festive season by saving money on best web hosting for small business.

All the companies listed below are trusted to provide best in class hosting services so you can choose any of them according to your choice to get best hosting with big discounts on cyber Monday i.e. 29 november and black Friday i.e. 26 November 2021.

so what are you waiting for guys, just drool over the list given below to get the maximum benefits on best-hosting services 

Bluehost Black Friday and Cyber Monday Big Sale 2021

With the Black friday and cyber monday coming closure on 26 November 2021 and 29 december 2021 the discount season is already making waves in the e commerce world.

All the major websites and hosting services are preparing for massive discounts to celebrate these days and rope in maximum customers .

vps hosting

Vps hosting ,are you really aware of this term ,if you have just started your website then i might think you may not have adequate knowledge about vps hosting which you may require as your website traffic grows and you need more resources for your website which a shared hosting cannot provide .

so here we will discuss about Vps Hosting services to give you an in-depth knowledge about Vps Hosting .

What Is VPS Hosting

Vps hosting is type of hosting in which you get full control over your servers and no one else host their websites on your servers .

A VPS runs its own copy of an operating system, and customers have superuser-level access to that operating system instance, so they can install almost any software that runs on that OS. vps is type of hosting which gives more security and more room for privacy for your websites .

basically its the dedicated resources allocated to your websites in shared environment .

Features

• It more provide control over your resources which helps in giving better performance for your website .

• It gives you flexibility to increase your resources whenever required by your website .
• You get more customization option in vps for your websites when compared to shared hosting
• Since its your own vps you get advanced security and privacy for your websites.

Advantages

1. You get indepth control over your server resources which you can mange to adjust the resources for each website on our vps sever and install any software's you like over them 

2. They give performance almost same as dedicated servers but comes at less price than it .

3. You can easily transfer your sites from shared hosting to vps hosting without any issues 

Disadvantages

1. They cannot handle the big sites which requires loads of resources due to very high traffic ,for that you need to opt in for dedicated servers .

2. In vps ,Operating System works on a virtual environment, but in dedicated server, it is physical server .

3.In Vps you get more resources in shared environment which are shared by other also some times ,but thats not the so major issue with vps .its only once in while that you may encounter to get a little less resource ,and i think you don't require so much resources to run all your blogs and websites smoothly unless they get very very hefty traffic on daily basis.

Top 2 VPS Hosting Companies

When it comes to vps you must make a choice of vps provider which is reliable because your websites/blogs is precious for your...aren't they .

So i recommend you to choose from the 2 best vps providers given below which comes at affordable rate and gives high performance along with various easy to upgrade options to handle scalability of your website traffic at all times without going down.

1. Inmotion

Inmotion vps services are best in class when compared to other vps providers .Mainly they come in 3 plans for your vps servers from which you can choose according to your requirements .

It also gives you hosting over raid servers and SSD drives under all plans to give out maximum performance  to your website .

In Inmotion vps you can host unlimited domain names on the server location of your choice thats why i recommend it to all the customers to inmotion because of these amazing features .

A brief overview of their various plans is given below for you to take a look before your buy it for your websites

Visit Inmotion To Buy Now At discounted rates( discount Coupon Added)

2. Bluehost

My Second Vps hosting choice after inmotion is Bluehost ,because like their best in class shared hosting services which is trusted by millions of people ,their vps is also amazing ,when your website demands some extra resources to look after the increasing demand of traffic ,you should buy bluehost vps or upgrade to their vps ,if are already a customer of bluehost shared hosting .

A Glimpse of awesome bluehost vps hosting plans is given below

You cannot a get a better vps solution for your website than bluehost,just try them with their vps to see the increased website speed and performance and you may not regret your decision .

Visit Bluehost To Buy Now At discounted rates( discount Coupon Added)

Verdict

So Finally The Time has come to decide weather your website really need a vps hosting and weather it is worth your money .

Than the answer is yes ,only if your website traffic is growing exponentially or you are Hosting nearly 15-25 sites on your shared hosting server which is not able to mange them any more without given hiccups like site down etc .

So don't hesitate to go in for an upgrade to vps ,as its a best decision to go over to get your websites and blogs the resource they need. vps has the capability to handle all your blogs at one place.

Buying vps service from bluehost and inmotion would be the best decision to go in for to get maximum performance and scalability for your website

Once you try them ,do let us know your experiance with these awesome vps hosting comapnies

BEST CMS FOR E-COMMERCE WEBSITE FOR YOUR BUSINESS

In the current age, purchases are slowly shifting from physical stores to online shopping. In fact, 51% of Americans prefer online shopping to visiting the store. By estimated statistical projections, ecommerce revenues are expected to exceed $638 billion in the United States. This is not an isolated case, as globally the ecommerce projects will also have an upward trend.

This proves that E-commerce economy is growing at a high rate. It is therefore important for businesses to understand how ecommerce works and to identify the best ecommerce solutions to thrive in the online arena.

Source: https://pixabay .com/photo-2140603/

TOP 10 CLOUD STORAGE SERVICE

Here comes a crisp and clear list of top 10 cloud storage services present on internet to store you stuff on the go when your primary storage is full or you want access something at many locations .

so come on without a do lets droll over the list below and get some space for our-self to store our stuff to use it anywhere at anytime with all the desired people including your friends and family

best web hosting for small businesses

Are you looking for the best web hosting for your business which is reliable and affordable to give ultra fast speed and performance? Then don't worry we have got the best solution for all your hosting requirements for website hosting for small business, just scroll below to take a look. 

Bluehost Vs inmotion Vs A2hosting comparison

Bluehost , inmotion & A2hosting Introduction

BlueHost is a good hosting provider which came into existence in 2003 and become a leader in hosting services soon after that ,so you will not regret your decision to host your website on bluehost hosting service .bluehost also gives one free domain name to all its new customer which other 2 hosting companies do not offer.

vps hosting Vs Dedicated Server Hosting

What Is VPS Hosting

Vps hosting is type of hosting in which you get full control over your servers and no one else host their websites on your servers .

A VPS runs its own copy of an operating system, and customers have superuser-level access to that operating system instance, so they can install almost any software that runs on that OS. vps is type of hosting which gives more security and more room for privacy for your websites .

Basically its the dedicated resources allocated to your websites in shared environment .

Types of Web Hosting Services

1. Shared Website Hosting

Shared hosting is a type of hosting in which you share your server with many other websites ,It suits for the new websites which do not require hefty resources for hefty traffic .In Shared Hosting the cost to the individual customer is usually under $10 per month for as many websites as you want. 

Also because these providers are in the business to get paid for this and need to compete they usually provide abundant "bonuses" not found with the free hosting. shared hosting offers auto-installing scripts, statistics, e-mail services, blog software, and other things.

These services are the best for the majority of people and provide the best quality of service because they want a good customer review. 

These do have limits on how much bandwidth (file downloads measured in gigabytes) and disk constraints each customer should be imposed with because all the websites are on shared server with other websites . this helps to provide equal bandwidth at a time to all customer hosting on that server .

Cloud hosting services with big benefits

In the modern time when the technology is getting advancements each day in every field to get maximum performance and easy solution for all problems, Hosting companies have also come up with a more advanced way of hosting websites which give users advanced performance, high speed, and more security.

The new hosting technique is called cloud hosting services in which hosting is provided on virtual servers for optimal high speed and performance with high security.

In cloud Hosting the website is hosted on different servers across the world and host the data on SSD drives which are ultrafast in performance and give high-speed data transfer to the users.